BUSINESS FINANCE
Merchant / Digital-Sales Finance
Use verified digital sales behaviour to assess funding. Check preliminary fit using turnover, banking, income/profit, bureau and business vintage before choosing where to apply.
Check my eligibilityWHAT THIS ROUTE LOOKS AT
Digital sales consistency, settlement history, cash flow and bureauFinal lender policy, pricing, sanction, KFS and disbursement remain with the regulated lender.
HOW UDYOGLOANS ASSESSES FIT
Digital signals first. Product rules next.
IdentityUdyam/UAP, PAN/KYC and business identity.
GST & turnoverSales level, trend and digital tax footprint where applicable.
Banking / AACash inflows, balance behaviour and existing obligations.
ITR / financialsIncome, profitability and history.
BureauCredit score/history and repayment behaviour.
Product-specific fitDigital sales consistency, settlement history, cash flow and bureau.
PRELIMINARY ELIGIBILITY ENGINE
Estimate fit, capacity and indicative limit.
Demo inputs below represent data that should ultimately come from consented GST, Account Aggregator/banking, ITR and bureau integrations.
Your preliminary result
Credit intelligence96/100
Indicative limit₹21,06,750
Monthly headroom₹1,05,000/mo
DecisionLower amount / lender review
BureauAcceptable
Digital data3/3 available
Cash-flow headroom₹1,05,000
Requested vs indicative limitAbove estimate
This is a preliminary UdyogLoans assessment, not a lender sanction or bureau score. Final eligibility and limits depend on verified data and the lender’s credit policy.
DOCUMENT READINESS
What you may need.
Merchant settlements, bank statements/AA, GST where applicable, KYC
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